Privacy Policy

Effective Date: January 1, 2025 | Last Updated: April 5, 2025

JBCG Enterprises, LLC ("JBCG," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website jbcgholdings.com, use our services, or communicate with us.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

Fill out a contact or consultation request form
Send us an email or other communication
Request information about our lending products and services
Opt in to receive SMS/text messages from us

This information may include your name, email address, phone number, business name, and details about your funding needs.

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device and browsing behavior, including your IP address, browser type, operating system, referring URLs, and pages viewed. This information is used to analyze trends, administer the site, and improve our services.

How We Use Your Information

We use the information we collect to:

Respond to your inquiries and provide requested services
Process and evaluate funding applications
Communicate with you about our products, services, and promotions (with your consent)
Send SMS/text messages if you have opted in
Improve our website and services
Comply with legal obligations

SMS & Text Message Communications

If you opt in to receive SMS/text messages from JBCG Enterprises, LLC, the following terms apply:

We may send you recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services, using an automated telephone dialing system (ATDS).
Message frequency varies. You may receive up to 4 messages per month.
Message and data rates may apply. Please contact your mobile carrier for details about your messaging plan.
You may opt out at any time by replying STOP to any message you receive from us. After opting out, you will receive a final confirmation message and will no longer receive SMS/text messages from us unless you re-subscribe.
For assistance, reply HELP to any message or contact us at erik@jbcgholdings.com.
Consent is NOT a condition of purchase. You are not required to opt in to SMS messaging to use our services or receive funding.

Information Sharing and Disclosure

We may share your personal information in the following circumstances:

Service Providers: We may share information with third-party service providers who assist us in operating our website, conducting our business, or providing services to you, provided they agree to keep your information confidential.
Legal Requirements: We may disclose information if required by law, regulation, legal process, or governmental request.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your browsing experience. You can control cookie preferences through your browser settings. Disabling cookies may affect certain features of our website.

Your Rights

Depending on your jurisdiction, you may have the right to:

Access the personal information we hold about you
Request correction of inaccurate information
Request deletion of your personal information
Opt out of marketing communications
Withdraw consent for SMS messaging at any time

California Privacy Rights

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information we collect, the right to request deletion, and the right to opt out of the sale of personal information. JBCG Enterprises, LLC does not sell personal information.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child under 18, we will take steps to delete that information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. We encourage you to review this policy periodically.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

JBCG Enterprises, LLC
7668 El Camino Real, Ste. 104-628
Carlsbad, CA 92009
Email: erik@jbcgholdings.com